Employee Benefits Services

RECOMMENDATIONS

Benefit Strategy Development – Communication is key to understanding your company's philosophy for and the financial resources backing an employee benefits program.  Gänder Consulting Group will meet with management to discuss and evaluate benefits and objectives.  Based on interviews, reviewing plan documents, and knowledge of current markets and plan designs, suggestions will be given to develop and/or restructure a plan tailored to specific program needs.

Plan Evaluation & Design – After obtaining and analyzing all plan documents describing benefit and contribution levels, eligibility, costs, claim/utilization reports, and discussions with management, we will compare the material to benchmarks in the marketplace.  Recommendations for changes to enhance the value of the plan to employees, identification of plan design inefficiencies, and ideas for streamlining administration and service will be presented in detail. 

Program Marketing for Fully Insured & Self-Funded Programs – The competitive bidding process involves drafting an RFP based on desired benefit levels, plan design, eligibility, and contribution requirements.  Interested agents/brokers are approached for quotations.  Proposals are received and reviewed by Gänder Consulting Group.  A detailed summary of the responses and a report containing rationale/recommendations for a benefits package is then presented.  As requested, we will assist with plan implementation.  We are available to manage the entire bidding process from beginning to end. 

CONTINUING COUNSEL

Carrier, Client & Provider Relations – Gänder Consulting Group’s knowledge of the employee benefits marketplace and players is invaluable.  We will act as liaison for management with the insurance company or service provider(s) to monitor coverages, services, premiums, and facilitate communication.

Claims & Utilization Management Services – A benefit plan’s design has a significant impact on charges and utilization.  We will analyze claims and utilization reports on a regular basis, providing valuable insight into program structuring.  By understanding the usage components of a plan, management can work to contain costs and identify opportunities for improvement.